Topic
Independent guides to personal loans and private student loans from US banks: published rates, fees, eligibility and what to compare before you apply.
Personal & Student Loans
The U.S. Bank Simple Loan is a small loan of $100 to $1,000 for existing U.S. Bank personal checking customers facing a planned or unexpected expense. You repay it in three monthly payments, and the cost is a flat fee of $6 for every $100 you borrow. In U.S. Bank's own $400 example, that works out to a 35.65% APR (checked September 30, 2026).
Personal & Student Loans
PNC Bank's private student loans for undergraduate, graduate, health professions and bar study students are closed to new applicants; PNC stopped taking new applications on December 18, 2025. This guide explains what that means if you already have a PNC student loan, and where students who still need to borrow can start instead.
Personal & Student Loans
The Citi Personal Loan is a fixed-rate, unsecured installment loan from Citibank for borrowers who want to consolidate debt or pay for a one-time expense such as a home repair. You can check your rate with a soft credit inquiry, then apply online or by phone.
Personal & Student Loans
American Express Personal Loans are fixed-rate, unsecured installment loans offered only to eligible Amex Card Members who receive an offer in their online account. They can cover credit card debt with other issuers, home projects or large purchases, but not Amex card balances.